We know that caring for a companion animal provides a variety of physical and psychological benefits to an owner. However, owning a companion animal does come with initial and ongoing expenses to consider. The purpose of this page is to help Canadian pet owners have a better understanding of how to budget for their family pet.

Below, you can find the following information:

1.

Initial and ongoing supply list to consider for cat ownership

2.

Interactive spreadsheets where you can explore the costs of the first year of kitten or cat ownership and/or annual cost of adult cat ownership. We realize that you may not invest in all of the items we have listed in our cost tables, and that’s ok! By filling in these spreadsheets, you will be able to see your own personalized budget for the first year of ownership and/or your annual pet ownership budget.

The costs listed below are approximations. Some costs can vary by age, size, geographical region, and your personal preferences. Regarding veterinary care, it is important to be proactive. Ask your veterinarian up front about the costs of annual health care. Also, having additional savings for unexpected expenses (e.g., emergency veterinary care) is worth considering.

Initial and ongoing supply list for cat ownership

Here, we have simply provided a list of things you might consider providing to your pet and have labelled the items as initial and/or ongoing costs to help you with your budget.

 

 InitialOngoing
Adoption or purchase price - look into credible sources/breeders/shelters    
Food and treats    
Vaccines (kitten series and annual boosters)    
Routine veterinary care (e.g. annual exam)    
Preventive medication/supplements (always ask your pet’s veterinarian for their opinions before deciding to do this)    
Spay/neuter    
Emergency veterinary care/diagnostic testing/treatments/medications/in-hospital care    
Flea/tick control    
Deworming    
Microchipping    
Licensing    
Bed    
Bowls (food and water)    
Collar/Harness/leash    
Carrier    
Toys/scratching post    
Litter box/scoop    
Litter    
Nail clipping/Grooming    
Brush and comb    
Stain cleaner/carpet cleaner    
Boarding/travel expenses/pet sitting    
Training – It may be beneficial to train your cat to minimize specific unwanted behaviours. For example, you can train your cat to use a scratching post instead of scratching your furniture, you can train it to not jump onto kitchen counters, and to not eat potted plants, etc.    

*Pet Insurance is available to help with the costs of emergency treatments (for example, see “5 Common Accidents/Illnesses for Cats” table below). It involves a monthly cost that is dependent on the coverage plan you choose. There are a variety of companies with different options to choose from depending on your budget.

Figure 1. 5 Common Accidents/Illnesses for Cats (OSPCA, n.d.)

The spreadsheet below provides a general idea of the costs of the first year of kitten/cat ownership based on projections from the Canadian Veterinary Medical Association. As you will see, not all the items from the initial and ongoing costs table are included here. This table represents the more basic and fundamental costs of ownership. Remember, these are approximate values; some expenses may differ depending on your cat (e.g., size, age), geographical region, and your personal preferences.

In the spreadsheet below, you can fill in the costs of items you expect to invest in during the first year of ownership. We realize that you may not invest in all of the items we have listed in our costs table, and that’s ok! By filling in this spreadsheet, you will be able to see your own personalized budget for your basic expenses for the first year of kitten/cat ownership.

First year of kitten/cat ownership

Item^Cost($CAD)Your Personalized Budget
Physical exam and vaccines Kitten: 373
Cat: 133
Fecal exam 37
Deworming medication 30
Flea prevention 112
Microchip 67
Spay/neuter 280
*Pet insurance 370
Municipal pet license 20
Food Kitten: 280
Cat: 300
Bowls 14
Litter box 25
Litter 100
Carrier 60
Bed 43
Toys 25
Scratching post 32
TOTAL  

^These cost figures are from the Ontario Veterinary Medical Association (2016). In addition, this total cost is based on the basic needs for the first year of kitten/cat ownership. You may have additional expenses that are not accounted for here (e.g., preventive medication/supplements, emergency veterinary care).

 

The spreadsheet below provides a general idea of the annual cost of cat ownership based on projections from the Canadian Veterinary Medical Association. As you will see, not all the items from the initial and ongoing costs table are included here. This table represents the more basic and fundamental costs of ownership. Remember, these are approximate values; some expenses may differ depending on your cat (e.g., size, age), geographical region, and your personal preferences.

In the spreadsheet below, you can fill in the costs of items you expect to invest in annually. We realize that you may not invest in all of the items we have listed in our costs table, and that’s ok! By filling in this spreadsheet, you will be able to see your own personalized budget for your basic annual cat ownership expenses.

Annual cost of caring for an adult cat

Item^Cost($CAD)Your Personalized Budget
Annual physical exam and vaccinations 133
Annual fecal exam 37
Annual blood test 135
Flea prevention 113
Dental cleaning 501
*Pet Insurance 370
Annual Municipal Pet License 20
Food 300
Litter 100
Toys 25
TOTAL COST  

^These cost figures are from the Ontario Veterinary Medical Association (2016). In addition, this total cost is based on the basic needs of your adult cat. You may have additional expenses that are not accounted for here (e.g., preventive medication/supplements, emergency veterinary care).

Ontario Society for the Prevention of Cruelty to Animals (OSPCA). (n.d.). Cat insurance. Retrieved from http://www.ospcainsurance.ca/Main/CatInsurance.aspx

Ontario Veterinary Medical Association. (2016). Cost of caring for an adult cat. In Pet insurance: the value of pet insurance. Retrieved from https://www.ovma.org/pet-owners/pet-insurance/

Ontario Veterinary Medical Association. (2016). Cost of caring for a kitten in its first year. In Pet insurance: the value of pet insurance. Retrieved from https://www.ovma.org/pet-owners/pet-insurance/